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An adjustable-rate mortgage, or ARM, is a home loan that starts with a low fixed-interest “teaser” rate for three to. exactly how much the payments could increase. » MORE: See the best.
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30-Year vs. 15-Year Fixed-Rate. Average interest rates for 15-year fixed-rate mortgages have followed the same historical trend as 30-year mortgages, with rates for both remaining historically low.
Tip #1: If you are shopping for the best reverse mortgage interest rate, be sure to first compare the programs payment options explained in detail below. Many prospects first lean to a fixed rate but find the mandatory lump sum unattractive when compared to the flexibility of a line of credit option or monthly payment plans featured on variable interest rate options.
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